01
A bank decline
Review why the application may not fit traditional guidelines and whether another bank, alternative lender or private lender warrants consideration.
Private & alternative mortgage review · GTA
Bank said no? Review private mortgage options.
Speak directly with Jatin about private mortgage options, their costs and whether they fit your situation.
About 30 seconds · no documents · no initial credit check · no obligation.
- Clarify which mortgage paths may fit your situation.
- Understand potential costs, conditions and trade-offs.
- Know the information needed for a realistic next step.
Jatin SoodMortgage Agent Level 2 · Lic #M24002757Serving the Greater Toronto Area
In their own words.
Read reviews on Google →“He was extremely helpful and professional throughout the entire process.”
“Extremely knowledgeable and hardworking guy.”
Selected excerpts from public Google reviews. Individual experiences do not guarantee a mortgage outcome.
Your situation
What can a private mortgage review clarify?
02
Costs and conditions
Understand the interest, lender and brokerage fees, legal or appraisal costs, term and other conditions that may apply.
03
Property equity and timing
Discuss how the property, available equity, financing purpose and required timing can affect the options reviewed.
04
A realistic exit plan
Consider how a short-term private mortgage would be repaid, renewed or refinanced at maturity before making a commitment.
Look beyond the rate.
Private mortgages are generally short-term and may involve higher rates and additional fees. Compare the total borrowing cost, conditions and consequences if the exit plan changes.
Private financing is not automatically the right choice just because a bank declines an application.
What happens next
Start with a conversation, not a full application.
1
Tell Jatin what you need.
Share your contact details and mortgage goal. No financial documents are needed to request the initial call.
2
Discuss your situation.
Talk through the property, available equity, purpose, timeline and exit-plan questions.
3
Understand the next step.
If you choose to proceed, Jatin will explain the information needed for a fuller assessment.
Speak directly with Jatin.Mortgage guidance for your next decision.
Questions, answered
Before you get started.
Is the consultation free?
Yes. The initial 10-minute consultation is free, with no obligation. If you proceed with financing, lender, brokerage, legal, appraisal or other fees may apply depending on the arrangement.
Will the initial call affect my credit score?
The initial conversation does not require a credit check. If a credit report is needed later, Jatin will explain the process and request your authorization first.
What should I know about private mortgages?
Private mortgages are generally short-term financing and may carry higher interest rates and fees. Affordability and a realistic plan to repay or refinance are important considerations.
Does requesting a consultation mean I am approved?
No. Mortgage availability, approval, rates and terms depend on lender criteria, documentation, property details and underwriting.
Considering a private mortgage?
Start with a clear review of suitability, total cost and the exit plan before making a commitment.
Review My Mortgage Options